Bharat Bill Payment System is a Reserve Bank of India (RBI)-conceptualized ecosystem driven by the National Payments Corporation of India (NPCI). It is an integrated bill payment system in India that offers an interoperable and accessible bill payment service to customers through a network of agents registered as "agent institutions," enables multiple payment modes, and provides instant confirmation of payment. It also offers an interoperable and accessible "Anytime Anywhere" recurring payment service to all customers across India with certainty, reliability, and safety of transactions.